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ValueDescription
Restricted countryOperations in this country are prohibited.
Restricted MCCProhibited category of business for operations.
Unauthroized MCCProhibited category of business for operations.
Restricted merchant categoryProhibited category of business for operations.
Invalid expiry date enteredAn error in the expiration date of the card.
Card expiry check failedAn error in the expiration date of the card.
Invalid Expiry DateAn error in the expiration date of the card.
Invalid card security code (CVV)Invalid CVV code, transaction rejected.
Invalid CVVInvalid CVV code, transaction rejected.
Invalid CVV enteredInvalid CVV code, transaction rejected.
Security violationSecurity breach, transaction blocked.
Security violationCard seized due to suspected fraud.
Security violationTransaction declined due to suspicious activity.
DeclinedThe transaction is rejected by the bank/program owner.
FailedError during payment execution.
RevokedAuthorization has been revoked.
Cash request exceededThe amount requested exceeds the limit.
CancelledThe operation has been canceled by the user.
Cardholder deceasedThe card has been blocked due to the death of the owner.
Cardholder deniesThe cardholder does not confirm the transaction.
Duplicate checkAttempting to swipe a check for a payment that has already been made.
Incorrect checkThe data on the receipt is entered incorrectly.
Stopped checkThe check transaction is stopped by the bank.
Voided checkThe check has been canceled, the transaction is invalid.
Chargeback disputeThe transaction is disputed by the client.
ClosedThe card or account is closed.
Magnetic stripe fraudSuspicion of magnetic stripe card tampering.
Amount exceededThe limit of available funds has been exceeded.
Fraudulent activitySuspicious activity detected.
Merchant blacklistedThe merchant is on the blacklist.
Multiple declines from merchantSeveral payment rejections from this seller.
No correct CVV verification from merchantSeller’s CVV verification error.
Verification failedCard verification failed.
CancelledThe card or transaction has been canceled.
Card closedThe card is no longer active.
Card BlockedThe card is no longer active.
Card damagedThe card is damaged and cannot be used.
Card expiredThe card has expired.
Fraudulent activitySuspicion of fraudulent transactions.
Inactive cardThe card is inactive or blocked.
Invalid cardThe card number is invalid.
Lost cardCard lost, transaction declined.
Suspended cardThe card is temporarily blocked.
Cryptographic errorData encryption error during transaction processing.
Damaged cardPhysical damage to the card interferes with operations.
Something went wrongUnforeseen error during transaction processing.
Duplicate requestAttempting to resend the same transaction repeatedly.
Duplicate transmissionRe-transmission of payment data.
Duplicate transactionRepeated attempt to make an identical payment.
DuplicateThe transaction had already been performed previously.
ErrorGeneral payment processing error.
Expired cardThe card is invalid, expired.
Fraudulent transactionSuspected fraudulent payment.
Incorrect PINIncorrect PIN code has been entered.
Invalid PinIncorrect PIN code has been entered.
Invalid PIN enteredIncorrect PIN code has been entered.
Insufficient fundsInsufficient funds in the account.
No sufficient fundsInsufficient funds in the account.
Invalid amountIncorrect payment amount.
Invalid dateIncorrect transaction date.
Invalid EMV dataError in the card chip data.
Invalid expiryAn error in the expiration date of the card.
Invalid merchantThe seller did not pass the security check.
Invalid PINAn incorrect PIN code has been entered.
Invalid requestInvalid request format.
Invalid transactionErroneous or invalid operation.
Cancelled by issuerThe issuing bank canceled the transaction.
Law violationViolation of law in the execution of a transaction.
Limit exceededThe set limit on the card has been reached.
Missing dataThe necessary data for the operation is missing.
Negative balance exceededThe account balance has gone into negative overdrive.
No actionNo action is required, the operation has not been performed.
No cardCard not found or not inserted.
No cash serviceCash withdrawals are not possible for this card.
Fraudulent activitySuspicion of fraud, transaction denied.
No financial impactThe transaction does not affect the account balance.
No PIN assignedNo PIN code has been set for the card.
No PINThe card does not support PIN code transactions.
Not deliveredThe good or service has not been provided.
Not effectiveThe transaction is invalid at this time.
PIN already presentThe PIN code has already been entered.
PIN tries exceededThe number of attempts to enter the PIN code has been exceeded.
RestrictedRestriction on the execution of this operation.
Security errorSecurity Verification Error.
Special conditionAdditional verification is required.
Stolen cardThe card is listed as stolen.
Suspected fraudTransaction blocked due to suspected fraud.
AML violationThe transaction violates anti-money laundering regulations.
Transaction not permittedThis type of transaction is prohibited for the card.
Transaction not reconciledThe operation was not successfully processed.
UnauthorizedNot enough permissions to execute the transaction.
Wrong PINIncorrect PIN code has been entered.
Wrong PIN maximumThe allowed number of PIN code entry errors has been exceeded.