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This page summarizes which virtual account currencies are supported and the most important operational constraints.

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Supported rails

  • USD virtual accounts: U.S. account + routing numbers in the customer’s name
  • EUR virtual IBAN (SEPA): EUR IBAN for SEPA transfers
  • GBP virtual accounts: UK account details for FPS transfers
  • BRL virtual accounts: BR codes for PIX transfers
  • MXN virtual accounts: CLABE for SPEI transfers
Supported countries: United StatesDeposits
  • 1st party: unlimited
  • 3rd party: unlimited
Permitted deposits (non‑US residents)
  • First‑party payments from your own bank/fintech/brokerage account
  • Third‑party payments from a registered business bank account
  • Third‑party payments from a family member’s bank account (shared surname)
  • Person‑to‑person payments under $4,000
Permitted deposits (US residents)
  • First‑party payments from your own bank/fintech/brokerage account
  • Payroll payments from businesses
  • Third‑party payments in most states, except New York, Pennsylvania, and Texas
Supported countries: Åland Islands, Austria, Andorra, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Vatican City.Deposits
  • 1st party: unlimited
  • 3rd party: unlimited from businesses (deposits from individuals are not allowed)
Transaction limits
  • Minimum: 1 EUR
  • No maximum. Transfers over 1,000,000 EUR require SEPA Credit (1 business day).
Supported countries: United KingdomDeposits
  • 1st party: unlimited
  • 3rd party: only from businesses
Volume limits
  • 1st party: unlimited
  • 3rd party:
    • from individuals: contact your account manager
    • from businesses: unlimited
Transaction limits
  • Minimum: 3 GBP
  • No maximum. Transfers over £1,000,000 require BACS (3 business days).
Supported countries: BrazilDeposits
  • 1st party: unlimited
  • 3rd party: not allowed
Volume limits (3rd party exceptions)
  • From individuals: contact your account manager
  • From businesses: whitelist required (provide a list of businesses)
Transaction limits
  • Minimum: 10 BRL
  • No maximum.
Supported countries: MexicoDeposits
  • 1st party: limited to $600 USD
  • 3rd party: limited to $600 USD (unlimited from businesses)
Volume limits
  • 1st party: 1,000,000 MXN
  • 3rd party:
    • from individuals: 15,000 MXN
    • from businesses: unlimited
Transaction limits
  • Minimum: 50 MXN
  • No maximum.
Our SPEI provider performs maintenance on Thursdays at 6:00 AM UTC for up to 2 hours. During this period, transactions may be paused.