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Authorization is the process in which merchants request approval from BFinance to proceed with a transaction.
In BFinance-Managed Real-Time Authorization mode, BFinance acts as the authoritative source for card balances, evaluating each card’s available spending power in real time to determine whether a transaction should be approved or declined.

Advantages of BFinance-Managed Authorization

  • Full control over card balances, enabling centralized and tailored fund management.
  • Enhanced privacy, as card balances are maintained and visible only within BFinance systems.
  • Customizable authorization logic, using BFinance’s internal rules and risk controls.
  • High adaptability, supporting complex scenarios and dynamic operational requirements.