In Partner-Managed Real-Time Authorization mode, BFinance enables the partner to act as the authoritative source for card balances. The partner evaluates each card’s spending power in real time and decides whether to approve or decline incoming authorization requests, while BFinance provides the infrastructure and connectivity.
Advantages of Partner-Managed Authorization
- Delegated control over card balances, allowing partners to manage funds according to their own business logic.
- Flexible integration, enabling partners to plug in their internal systems for real-time decision-making.
- Support for partner-specific use cases, including custom limits, rules, and approval strategies.
- Operational independence, while leveraging BFinance’s card issuing and processing capabilities.